Genway Home Mortgage · Indiana · 2025

Genway Home Mortgage in Indiana: approval rate, denial rate and rates (2025)

Genway Home Mortgage took 55 mortgage applications in Indiana in 2025, ranking #342 of 1,025 lenders active in the state. It originated 47.3% of them and denied 23.6% (33.3% of the applications it decided), against a statewide denial rate of 16.6%.

55Applicationsin IN
33.3%Decision denial ratestate 20.1%
7.88%Median ratestate 6.75%
$175,000Median loanstate $155,000
$3.8MVolume9 counties

Genway Home Mortgage in Indiana vs the state

23.6%Denial rate+7.07 pts vs state
33.3%Decision denial rate+13.19 pts vs state
47.3%Origination rate-14.98 pts vs state
7.88%Median rate+1.13 pts vs state
1.48Rate spread (pts)+1.11 pts vs state
$109kMedian applicant income
26Loans originated
13Denied

Trend in Indiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20235420.0%6.63%#609
2024510.0%7.75%#630
2025552623.6%7.88%#342

What Genway Home Mortgage lends in Indiana

By loan purpose

Home purchase 51 93% · 21.6% denied
Refinance 1 2% · 0.0% denied
Cash-out refinance 3 5% · 66.7% denied

By loan type

Conventional 27 49% · 25.9% denied
FHA 28 51% · 21.4% denied

Why it denied Indiana applicants

Debt-to-income ratio 6 46%
Incomplete application 5 38%
Collateral 1 8%
Credit history 1 8%

Where in Indiana

Counties with the most Genway Home Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Marion County 23161 4.3%
Hendricks County 743 42.9%
Allen County 715 71.4%
Boone County 420 0.0%
Lake County 410 0.0%
Porter County 421 25.0%
Clark County 303 100.0%
Tippecanoe County 200 0.0%
Grant County 100 0.0%

Other large lenders in Indiana

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,50318.6%6.75%
Ruoff Mortgage CompanyA 8,8604.0%6.75%
Fifth Third BankD 8,69327.6%7.75%
United Shore Financial ServicesB 8,65912.2%6.38%
Freedom MortgageB 5,4548.9%6.25%
NewrezD 5,42118.2%6.63%
First Merchants BankC 5,11419.9%6.76%
Fairway Independent MortgageB 4,8137.4%6.75%
Mortgage Research CenterC 4,79119.0%6.25%
PNC BankD 4,72425.1%7.55%

Frequently asked questions

Indiana: 55 applications in 2025, of which 26 were originated and 13 denied.

23.6% of all applications, or 33.3% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.

The median rate on loans Genway Home Mortgage originated in Indiana in 2025 was 7.88%, against a statewide median of 6.75%.

About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology