Genway Home Mortgage in California vs the state
32.4%Denial rate+14.95 pts vs state
44.2%Decision denial rate+21.78 pts vs state
40.6%Origination rate-15.65 pts vs state
7.00%Median rate+0.38 pts vs state
0.85Rate spread (pts)+0.58 pts vs state
$143kMedian applicant income
461Loans originated
368Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 93 | 59 | 8.6% | 6.38% | #454 |
| 2024 | 454 | 150 | 32.6% | 6.63% | #257 |
| 2025 | 1,137 | 461 | 32.4% | 7.00% | #157 |
What Genway Home Mortgage lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Genway Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 355 | 127 | 118 | 33.2% |
| Riverside County | 213 | 77 | 74 | 34.7% |
| San Bernardino County | 213 | 97 | 62 | 29.1% |
| Kern County | 52 | 15 | 24 | 46.2% |
| Orange County | 37 | 17 | 10 | 27.0% |
| Contra Costa County | 35 | 18 | 10 | 28.6% |
| San Diego County | 32 | 17 | 6 | 18.8% |
| Sacramento County | 30 | 11 | 13 | 43.3% |
| San Joaquin County | 27 | 12 | 11 | 40.7% |
| Ventura County | 24 | 13 | 6 | 25.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 1,137 applications in 2025, of which 461 were originated and 368 denied.
32.4% of all applications, or 44.2% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Genway Home Mortgage originated in California in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology