Genway Home Mortgage in Arizona vs the state
27.9%Denial rate+11.69 pts vs state
38.7%Decision denial rate+18.32 pts vs state
44.2%Origination rate-15.31 pts vs state
7.56%Median rate+1.06 pts vs state
1.32Rate spread (pts)+1.10 pts vs state
$99kMedian applicant income
106Loans originated
67Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 20 | 16 | 0.0% | 6.00% | #409 |
| 2024 | 31 | 13 | 6.5% | 7.13% | #354 |
| 2025 | 240 | 106 | 27.9% | 7.56% | #164 |
What Genway Home Mortgage lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Genway Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 166 | 75 | 41 | 24.7% |
| Pinal County | 38 | 15 | 11 | 28.9% |
| Pima County | 14 | 4 | 10 | 71.4% |
| Yavapai County | 7 | 3 | 1 | 14.3% |
| Santa Cruz County | 4 | 2 | 0 | 0.0% |
| Mohave County | 4 | 3 | 1 | 25.0% |
| Yuma County | 3 | 1 | 2 | 66.7% |
| Gila County | 2 | 1 | 1 | 50.0% |
| Navajo County | 1 | 1 | 0 | 0.0% |
| Coconino County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 240 applications in 2025, of which 106 were originated and 67 denied.
27.9% of all applications, or 38.7% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Genway Home Mortgage originated in Arizona in 2025 was 7.56%, against a statewide median of 6.50%.
About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology