Genisys Credit Union in Mississippi vs the state
0.0%Denial rate-22.92 pts vs state
0.0%Decision denial rate-28.45 pts vs state
57.1%Origination rate+4.27 pts vs state
6.38%Median rate-0.38 pts vs state
0.00Rate spread (pts)-0.34 pts vs state
$204kMedian applicant income
4Loans originated
0Denied
What Genisys Credit Union lends in Mississippi
By loan purpose
By loan type
Where in Mississippi
Counties with the most Genisys Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harrison County | 2 | 1 | 0 | 0.0% |
| Winston County | 1 | 0 | 0 | 0.0% |
| DeSoto County | 1 | 1 | 0 | 0.0% |
| Hinds County | 1 | 1 | 0 | 0.0% |
| Rankin County | 1 | 0 | 0 | 0.0% |
| Lafayette County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 7 applications in 2025, of which 4 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Genisys Credit Union originated in Mississippi in 2025 was 6.38%, against a statewide median of 6.75%.
About this data. Figures are Genisys Credit Union's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology