Genisys Credit Union in Indiana vs the state
7.1%Denial rate-9.43 pts vs state
10.0%Decision denial rate-10.14 pts vs state
64.3%Origination rate+2.04 pts vs state
5.88%Median rate-0.88 pts vs state
-0.02Rate spread (pts)-0.39 pts vs state
$282kMedian applicant income
18Loans originated
2Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 5 | 23.1% | 7.74% | #486 |
| 2024 | 14 | 8 | 14.3% | 7.63% | #501 |
| 2025 | 28 | 18 | 7.1% | 5.88% | #419 |
What Genisys Credit Union lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Genisys Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 7 | 4 | 0 | 0.0% |
| Marion County | 4 | 4 | 0 | 0.0% |
| St. Joseph County | 4 | 3 | 0 | 0.0% |
| Lake County | 3 | 2 | 0 | 0.0% |
| Steuben County | 1 | 1 | 0 | 0.0% |
| Montgomery County | 1 | 0 | 0 | 0.0% |
| Clark County | 1 | 1 | 0 | 0.0% |
| Harrison County | 1 | 0 | 0 | 0.0% |
| Allen County | 1 | 1 | 0 | 0.0% |
| Jackson County | 1 | 0 | 1 | 100.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 28 applications in 2025, of which 18 were originated and 2 denied.
7.1% of all applications, or 10.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Genisys Credit Union originated in Indiana in 2025 was 5.88%, against a statewide median of 6.75%.
About this data. Figures are Genisys Credit Union's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology