Geneva Financial · Wyoming · 2025

Geneva Financial in Wyoming: approval rate, denial rate and rates (2025)

Geneva Financial took 93 mortgage applications in Wyoming in 2025, ranking #57 of 411 lenders active in the state. It originated 80.7% of them and denied 2.2% (2.6% of the applications it decided), against a statewide denial rate of 15.6%.

93Applicationsin WY
2.6%Decision denial ratestate 19.6%
6.50%Median ratestate 6.50%
$285,000Median loanstate $235,000
$21MVolume3 counties

Geneva Financial in Wyoming vs the state

2.2%Denial rate-13.41 pts vs state
2.6%Decision denial rate-16.99 pts vs state
80.7%Origination rate+19.64 pts vs state
6.50%Median rate0.00 pts vs state
0.20Rate spread (pts)-0.03 pts vs state
$92kMedian applicant income
75Loans originated
2Denied

What Geneva Financial lends in Wyoming

By loan purpose

Home purchase 84 90% · 2.4% denied
Refinance 3 3% · 0.0% denied
Cash-out refinance 6 6% · 0.0% denied

By loan type

Conventional 52 56% · 1.9% denied
FHA 28 30% · 3.6% denied
VA 13 14% · 0.0% denied

Why it denied Wyoming applicants

Debt-to-income ratio 2 100%

Where in Wyoming

Counties with the most Geneva Financial applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Laramie County 89732 2.2%
Albany County 320 0.0%
Goshen County 100 0.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 93 applications in 2025, of which 75 were originated and 2 denied.

2.2% of all applications, or 2.6% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

The median rate on loans Geneva Financial originated in Wyoming in 2025 was 6.50%, against a statewide median of 6.50%.

About this data. Figures are Geneva Financial's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology