Geneva Financial in South Carolina vs the state
0.8%Denial rate-17.50 pts vs state
1.1%Decision denial rate-22.33 pts vs state
69.1%Origination rate+12.50 pts vs state
6.63%Median rate+0.13 pts vs state
0.65Rate spread (pts)+0.43 pts vs state
$75kMedian applicant income
85Loans originated
1Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 148 | 104 | 3.4% | 6.75% | #198 |
| 2024 | 70 | 35 | 7.1% | 6.69% | #282 |
| 2025 | 123 | 85 | 0.8% | 6.63% | #232 |
What Geneva Financial lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Geneva Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Spartanburg County | 25 | 19 | 0 | 0.0% |
| Richland County | 17 | 8 | 0 | 0.0% |
| Sumter County | 15 | 10 | 1 | 6.7% |
| Anderson County | 10 | 9 | 0 | 0.0% |
| Lexington County | 8 | 5 | 0 | 0.0% |
| Orangeburg County | 5 | 2 | 0 | 0.0% |
| Greenville County | 4 | 4 | 0 | 0.0% |
| Florence County | 4 | 0 | 0 | 0.0% |
| Clarendon County | 4 | 4 | 0 | 0.0% |
| Oconee County | 3 | 3 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 123 applications in 2025, of which 85 were originated and 1 denied.
0.8% of all applications, or 1.1% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Geneva Financial originated in South Carolina in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Geneva Financial's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology