Fundloans Capital in Georgia vs the state
2.1%Denial rate-17.09 pts vs state
3.7%Decision denial rate-21.37 pts vs state
55.3%Origination rate+1.23 pts vs state
7.56%Median rate+0.94 pts vs state
1.10Rate spread (pts)+0.83 pts vs state
$323kMedian applicant income
26Loans originated
1Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 12 | 11.1% | 9.00% | #510 |
| 2024 | 32 | 19 | 9.4% | 7.75% | #497 |
| 2025 | 47 | 26 | 2.1% | 7.56% | #444 |
What Fundloans Capital lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Fundloans Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 18 | 10 | 0 | 0.0% |
| DeKalb County | 6 | 2 | 0 | 0.0% |
| Floyd County | 3 | 1 | 0 | 0.0% |
| Gwinnett County | 3 | 3 | 0 | 0.0% |
| Cobb County | 3 | 2 | 0 | 0.0% |
| Chatham County | 2 | 1 | 0 | 0.0% |
| Forsyth County | 2 | 1 | 0 | 0.0% |
| Fannin County | 2 | 2 | 0 | 0.0% |
| Hall County | 1 | 1 | 0 | 0.0% |
| Paulding County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 47 applications in 2025, of which 26 were originated and 1 denied.
2.1% of all applications, or 3.7% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Fundloans Capital originated in Georgia in 2025 was 7.56%, against a statewide median of 6.63%.
About this data. Figures are Fundloans Capital's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology