Freedom Northwest Credit Union in Oregon vs the state
0.0%Denial rate-15.31 pts vs state
0.0%Decision denial rate-19.16 pts vs state
100.0%Origination rate+39.38 pts vs state
—Median rate
—Rate spread (pts)
$86kMedian applicant income
39Loans originated
0Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 25 | 0.0% | — | #259 |
| 2024 | 23 | 22 | 0.0% | — | #274 |
| 2025 | 39 | 39 | 0.0% | — | #250 |
What Freedom Northwest Credit Union lends in Oregon
By loan purpose
By loan type
Where in Oregon
Counties with the most Freedom Northwest Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 20 | 20 | 0 | 0.0% |
| Lake County | 4 | 4 | 0 | 0.0% |
| Lane County | 3 | 3 | 0 | 0.0% |
| Coos County | 2 | 2 | 0 | 0.0% |
| Grant County | 2 | 2 | 0 | 0.0% |
| Malheur County | 2 | 2 | 0 | 0.0% |
| Union County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Deschutes County | 1 | 1 | 0 | 0.0% |
| Marion County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 39 applications in 2025, of which 39 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Freedom Northwest Credit Union's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology