First Technology Federal Credit Union in Tennessee vs the state
40.0%Denial rate+22.86 pts vs state
50.0%Decision denial rate+28.32 pts vs state
40.0%Origination rate-18.08 pts vs state
7.81%Median rate+1.19 pts vs state
0.60Rate spread (pts)+0.37 pts vs state
$143kMedian applicant income
4Loans originated
4Denied
What First Technology Federal Credit Union lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most First Technology Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 2 | 0 | 2 | 100.0% |
| Knox County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Giles County | 1 | 0 | 0 | 0.0% |
| Sumner County | 1 | 0 | 1 | 100.0% |
| Overton County | 1 | 0 | 1 | 100.0% |
| Sevier County | 1 | 1 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
| Lincoln County | 1 | 0 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 10 applications in 2025, of which 4 were originated and 4 denied.
40.0% of all applications, or 50.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans First Technology Federal Credit Union originated in Tennessee in 2025 was 7.81%, against a statewide median of 6.62%.
About this data. Figures are First Technology Federal Credit Union's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology