First State Bank of St. Charles, Missouri in Tennessee vs the state
0.0%Denial rate-17.14 pts vs state
0.0%Decision denial rate-21.68 pts vs state
100.0%Origination rate+41.92 pts vs state
6.50%Median rate-0.12 pts vs state
0.21Rate spread (pts)-0.02 pts vs state
$188kMedian applicant income
9Loans originated
0Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 4 | 0.0% | 7.00% | #713 |
| 2025 | 9 | 9 | 0.0% | 6.50% | #646 |
What First State Bank of St. Charles, Missouri lends in Tennessee
By loan purpose
By loan type
Where in Tennessee
Counties with the most First State Bank of St. Charles, Missouri applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Williamson County | 2 | 2 | 0 | 0.0% |
| Hamilton County | 2 | 2 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Loudon County | 1 | 1 | 0 | 0.0% |
| McMinn County | 1 | 1 | 0 | 0.0% |
| Sumner County | 1 | 1 | 0 | 0.0% |
| Knox County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 9 applications in 2025, of which 9 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans First State Bank of St. Charles, Missouri originated in Tennessee in 2025 was 6.50%, against a statewide median of 6.62%.
About this data. Figures are First State Bank of St. Charles, Missouri's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology