First National Bank of Brookfield · Illinois · 2025

First National Bank of Brookfield in Illinois: approval rate, denial rate and rates (2025)

First National Bank of Brookfield took 125 mortgage applications in Illinois in 2025, ranking #315 of 1,150 lenders active in the state. It originated 95.2% of them and denied 1.6% (1.7% of the applications it decided), against a statewide denial rate of 17.1%.

125Applicationsin IL
1.7%Decision denial ratestate 21.7%
Median ratestate 6.75%
$615,000Median loanstate $185,000
$91MVolume10 counties

First National Bank of Brookfield in Illinois vs the state

1.6%Denial rate-15.52 pts vs state
1.7%Decision denial rate-20.03 pts vs state
95.2%Origination rate+36.46 pts vs state
Median rate
Rate spread (pts)
$194kMedian applicant income
119Loans originated
2Denied

Trend in Illinois

YearApplicationsOriginatedDenial rateMedian rateRank in state
202379643.8%#374
202497922.1%#342
20251251191.6%#315

What First National Bank of Brookfield lends in Illinois

By loan purpose

Home purchase 79 63% · 2.5% denied
Refinance 17 14% · 0.0% denied
Cash-out refinance 27 22% · 0.0% denied
Home improvement 1 1% · 0.0% denied
Other / HELOC 1 1% · 0.0% denied

By loan type

Conventional 125 100% · 1.6% denied

Why it denied Illinois applicants

Insufficient cash 2 100%

Where in Illinois

Counties with the most First National Bank of Brookfield applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cook County 97932 2.1%
DuPage County 12120 0.0%
Lake County 440 0.0%
Will County 420 0.0%
Kane County 330 0.0%
Kankakee County 110 0.0%
Putnam County 110 0.0%
Kendall County 110 0.0%
McHenry County 110 0.0%
Boone County 110 0.0%

Other large lenders in Illinois

LenderGradeApplicationsDenial rateMedian rate
Guaranteed RateB 17,4794.9%6.63%
Rocket MortgageC 16,97119.7%6.75%
United Shore Financial ServicesB 15,64413.0%6.50%
JPMorgan Chase BankB 13,5749.7%6.49%
U.S. BankD 10,07638.3%7.00%
Crosscountry MortgageB 8,7794.5%6.75%
Fifth Third BankD 8,62832.1%7.50%
The Huntington National BankD 8,22631.9%6.99%
BMO BankF 8,00732.7%8.33%
Loandepot.ComD 7,01917.7%6.88%

Frequently asked questions

Illinois: 125 applications in 2025, of which 119 were originated and 2 denied.

1.6% of all applications, or 1.7% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are First National Bank of Brookfield's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology