First National Bank and Trust Company of Weatherford in Texas vs the state
27.8%Denial rate+8.40 pts vs state
33.0%Decision denial rate+8.09 pts vs state
53.9%Origination rate-0.97 pts vs state
—Median rate
—Rate spread (pts)
$102kMedian applicant income
62Loans originated
32Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 209 | 136 | 12.4% | — | #393 |
| 2024 | 198 | 126 | 28.3% | — | #400 |
| 2025 | 115 | 62 | 27.8% | — | #528 |
What First National Bank and Trust Company of Weatherford lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most First National Bank and Trust Company of Weatherford applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Parker County | 23 | 16 | 3 | 13.0% |
| Taylor County | 14 | 6 | 6 | 42.9% |
| Haskell County | 13 | 7 | 4 | 30.8% |
| Tarrant County | 11 | 5 | 2 | 18.2% |
| Callahan County | 10 | 4 | 5 | 50.0% |
| Palo Pinto County | 6 | 2 | 3 | 50.0% |
| Jones County | 5 | 1 | 4 | 80.0% |
| Knox County | 5 | 1 | 4 | 80.0% |
| Brown County | 4 | 2 | 1 | 25.0% |
| Dallas County | 3 | 2 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 115 applications in 2025, of which 62 were originated and 32 denied.
27.8% of all applications, or 33.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are First National Bank and Trust Company of Weatherford's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology