First Missouri State Bank of Cape County in Missouri vs the state
0.0%Denial rate-15.07 pts vs state
0.0%Decision denial rate-18.70 pts vs state
93.3%Origination rate+30.67 pts vs state
—Median rate
—Rate spread (pts)
$107kMedian applicant income
84Loans originated
0Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 73 | 63 | 0.0% | — | #277 |
| 2024 | 79 | 66 | 2.5% | 6.94% | #271 |
| 2025 | 90 | 84 | 0.0% | — | #280 |
What First Missouri State Bank of Cape County lends in Missouri
By loan purpose
By loan type
Where in Missouri
Counties with the most First Missouri State Bank of Cape County applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cape Girardeau County | 64 | 59 | 0 | 0.0% |
| Scott County | 18 | 17 | 0 | 0.0% |
| Perry County | 2 | 2 | 0 | 0.0% |
| St. Louis County | 2 | 2 | 0 | 0.0% |
| Shannon County | 1 | 1 | 0 | 0.0% |
| Stoddard County | 1 | 1 | 0 | 0.0% |
| St. Charles County | 1 | 1 | 0 | 0.0% |
| New Madrid County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 90 applications in 2025, of which 84 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are First Missouri State Bank of Cape County's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology