First Horizon Bank in Washington vs the state
28.6%Denial rate+12.92 pts vs state
50.0%Decision denial rate+30.46 pts vs state
28.6%Origination rate-32.49 pts vs state
5.81%Median rate-0.81 pts vs state
-0.01Rate spread (pts)-0.20 pts vs state
$389kMedian applicant income
2Loans originated
2Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 5 | 12.5% | 6.25% | #490 |
| 2025 | 7 | 2 | 28.6% | 5.81% | #495 |
What First Horizon Bank lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most First Horizon Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 3 | 1 | 0 | 0.0% |
| Franklin County | 1 | 0 | 1 | 100.0% |
| Kitsap County | 1 | 1 | 0 | 0.0% |
| Pierce County | 1 | 0 | 1 | 100.0% |
| Benton County | 1 | 0 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 7 applications in 2025, of which 2 were originated and 2 denied.
28.6% of all applications, or 50.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans First Horizon Bank originated in Washington in 2025 was 5.81%, against a statewide median of 6.63%.
About this data. Figures are First Horizon Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology