First Federal Savings Bank in Indiana vs the state
5.7%Denial rate-10.86 pts vs state
6.1%Decision denial rate-14.05 pts vs state
86.2%Origination rate+23.94 pts vs state
6.88%Median rate+0.13 pts vs state
0.38Rate spread (pts)+0.02 pts vs state
$78kMedian applicant income
181Loans originated
12Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 268 | 224 | 7.1% | 7.01% | #148 |
| 2024 | 233 | 207 | 5.6% | 7.13% | #176 |
| 2025 | 210 | 181 | 5.7% | 6.88% | #194 |
What First Federal Savings Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most First Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Huntington County | 113 | 99 | 5 | 4.4% |
| Allen County | 46 | 40 | 1 | 2.2% |
| Kosciusko County | 12 | 10 | 1 | 8.3% |
| Wabash County | 6 | 5 | 0 | 0.0% |
| Wells County | 5 | 5 | 0 | 0.0% |
| Whitley County | 5 | 5 | 0 | 0.0% |
| Marshall County | 4 | 4 | 0 | 0.0% |
| DeKalb County | 3 | 1 | 2 | 66.7% |
| Grant County | 2 | 1 | 1 | 50.0% |
| Noble County | 2 | 2 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 210 applications in 2025, of which 181 were originated and 12 denied.
5.7% of all applications, or 6.1% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans First Federal Savings Bank originated in Indiana in 2025 was 6.88%, against a statewide median of 6.75%.
About this data. Figures are First Federal Savings Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology