First Community Mortgage in Oklahoma vs the state
13.3%Denial rate-4.59 pts vs state
15.4%Decision denial rate-7.49 pts vs state
73.3%Origination rate+17.23 pts vs state
6.25%Median rate-0.38 pts vs state
0.15Rate spread (pts)-0.20 pts vs state
$80kMedian applicant income
11Loans originated
2Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 2 | 14.3% | 6.88% | #423 |
| 2024 | 21 | 12 | 14.3% | 6.56% | #311 |
| 2025 | 15 | 11 | 13.3% | 6.25% | #361 |
What First Community Mortgage lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most First Community Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Le Flore County | 4 | 3 | 1 | 25.0% |
| Oklahoma County | 3 | 3 | 0 | 0.0% |
| Tulsa County | 2 | 2 | 0 | 0.0% |
| Sequoyah County | 2 | 1 | 0 | 0.0% |
| McIntosh County | 1 | 1 | 0 | 0.0% |
| Wagoner County | 1 | 1 | 0 | 0.0% |
| McCurtain County | 1 | 0 | 1 | 100.0% |
| Cleveland County | 1 | 0 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 15 applications in 2025, of which 11 were originated and 2 denied.
13.3% of all applications, or 15.4% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans First Community Mortgage originated in Oklahoma in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are First Community Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology