First Community Mortgage in Nebraska vs the state
4.0%Denial rate-8.53 pts vs state
4.3%Decision denial rate-10.88 pts vs state
86.0%Origination rate+18.72 pts vs state
6.88%Median rate+0.25 pts vs state
0.55Rate spread (pts)+0.33 pts vs state
$121kMedian applicant income
43Loans originated
2Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 43 | 38 | 0.0% | 6.63% | #140 |
| 2025 | 50 | 43 | 4.0% | 6.88% | #144 |
What First Community Mortgage lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most First Community Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 19 | 17 | 0 | 0.0% |
| Sarpy County | 13 | 11 | 1 | 7.7% |
| Lancaster County | 4 | 4 | 0 | 0.0% |
| Saunders County | 3 | 3 | 0 | 0.0% |
| Gage County | 2 | 2 | 0 | 0.0% |
| Garden County | 1 | 1 | 0 | 0.0% |
| Johnson County | 1 | 1 | 0 | 0.0% |
| Butler County | 1 | 1 | 0 | 0.0% |
| Valley County | 1 | 0 | 1 | 100.0% |
| Cass County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 50 applications in 2025, of which 43 were originated and 2 denied.
4.0% of all applications, or 4.3% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans First Community Mortgage originated in Nebraska in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are First Community Mortgage's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology