First Colony Mortgage in Oklahoma vs the state
4.6%Denial rate-13.37 pts vs state
6.2%Decision denial rate-16.72 pts vs state
51.1%Origination rate-4.96 pts vs state
6.38%Median rate-0.25 pts vs state
0.03Rate spread (pts)-0.32 pts vs state
$114kMedian applicant income
45Loans originated
4Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 24 | 3.7% | 6.88% | #287 |
| 2024 | 91 | 72 | 4.4% | 6.63% | #183 |
| 2025 | 88 | 45 | 4.6% | 6.38% | #203 |
What First Colony Mortgage lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most First Colony Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 27 | 13 | 1 | 3.7% |
| Tulsa County | 16 | 11 | 0 | 0.0% |
| Canadian County | 9 | 4 | 0 | 0.0% |
| Grady County | 6 | 1 | 1 | 16.7% |
| Wagoner County | 3 | 2 | 0 | 0.0% |
| Logan County | 3 | 2 | 1 | 33.3% |
| Lincoln County | 3 | 0 | 0 | 0.0% |
| Delaware County | 2 | 0 | 0 | 0.0% |
| Cleveland County | 2 | 1 | 0 | 0.0% |
| Mayes County | 2 | 2 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 88 applications in 2025, of which 45 were originated and 4 denied.
4.6% of all applications, or 6.2% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans First Colony Mortgage originated in Oklahoma in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are First Colony Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology