First Citizens National Bank in Mississippi vs the state
0.0%Denial rate-22.92 pts vs state
0.0%Decision denial rate-28.45 pts vs state
77.8%Origination rate+24.91 pts vs state
6.90%Median rate+0.15 pts vs state
-0.15Rate spread (pts)-0.48 pts vs state
$145kMedian applicant income
7Loans originated
0Denied
What First Citizens National Bank lends in Mississippi
By loan purpose
By loan type
Where in Mississippi
Counties with the most First Citizens National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lafayette County | 2 | 2 | 0 | 0.0% |
| DeSoto County | 2 | 2 | 0 | 0.0% |
| Hinds County | 1 | 1 | 0 | 0.0% |
| Marshall County | 1 | 0 | 0 | 0.0% |
| Tishomingo County | 1 | 1 | 0 | 0.0% |
| Smith County | 1 | 0 | 0 | 0.0% |
| Tallahatchie County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 9 applications in 2025, of which 7 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans First Citizens National Bank originated in Mississippi in 2025 was 6.90%, against a statewide median of 6.75%.
About this data. Figures are First Citizens National Bank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology