First Alliance Home Mortgage in South Carolina vs the state
3.6%Denial rate-14.74 pts vs state
5.9%Decision denial rate-17.59 pts vs state
57.1%Origination rate+0.53 pts vs state
6.38%Median rate-0.13 pts vs state
0.29Rate spread (pts)+0.07 pts vs state
$78kMedian applicant income
16Loans originated
1Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 14 | 8.0% | 6.75% | #400 |
| 2024 | 31 | 16 | 0.0% | 5.81% | #392 |
| 2025 | 28 | 16 | 3.6% | 6.38% | #404 |
What First Alliance Home Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most First Alliance Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 6 | 4 | 1 | 16.7% |
| Horry County | 3 | 2 | 0 | 0.0% |
| Lancaster County | 3 | 1 | 0 | 0.0% |
| Lexington County | 3 | 2 | 0 | 0.0% |
| Orangeburg County | 2 | 2 | 0 | 0.0% |
| Sumter County | 2 | 1 | 0 | 0.0% |
| Richland County | 2 | 1 | 0 | 0.0% |
| Anderson County | 2 | 0 | 0 | 0.0% |
| Spartanburg County | 1 | 1 | 0 | 0.0% |
| Greenville County | 1 | 0 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 28 applications in 2025, of which 16 were originated and 1 denied.
3.6% of all applications, or 5.9% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans First Alliance Home Mortgage originated in South Carolina in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are First Alliance Home Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology