First Alliance Home Mortgage · Indiana · 2025

First Alliance Home Mortgage in Indiana: approval rate, denial rate and rates (2025)

First Alliance Home Mortgage took 28 mortgage applications in Indiana in 2025, ranking #422 of 1,025 lenders active in the state. It originated 50.0% of them and denied 3.6% (6.7% of the applications it decided), against a statewide denial rate of 16.6%.

28Applicationsin IN
6.7%Decision denial ratestate 20.1%
6.25%Median ratestate 6.75%
$195,000Median loanstate $155,000
$2.9MVolume17 counties

First Alliance Home Mortgage in Indiana vs the state

3.6%Denial rate-13.00 pts vs state
6.7%Decision denial rate-13.47 pts vs state
50.0%Origination rate-12.25 pts vs state
6.25%Median rate-0.50 pts vs state
0.50Rate spread (pts)+0.13 pts vs state
$71kMedian applicant income
14Loans originated
1Denied

What First Alliance Home Mortgage lends in Indiana

By loan purpose

Home purchase 6 21% · 0.0% denied
Refinance 22 79% · 4.6% denied

By loan type

Conventional 6 21% · 0.0% denied
FHA 19 68% · 5.3% denied
VA 3 11% · 0.0% denied

Why it denied Indiana applicants

Credit history 1 100%

Where in Indiana

Counties with the most First Alliance Home Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 430 0.0%
Floyd County 310 0.0%
Marion County 310 0.0%
Vanderburgh County 210 0.0%
Kosciusko County 220 0.0%
St. Joseph County 201 50.0%
Bartholomew County 200 0.0%
Madison County 100 0.0%
Washington County 110 0.0%
Tippecanoe County 110 0.0%

Other large lenders in Indiana

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,50318.6%6.75%
Ruoff Mortgage CompanyA 8,8604.0%6.75%
Fifth Third BankD 8,69327.6%7.75%
United Shore Financial ServicesB 8,65912.2%6.38%
Freedom MortgageB 5,4548.9%6.25%
NewrezD 5,42118.2%6.63%
First Merchants BankC 5,11419.9%6.76%
Fairway Independent MortgageB 4,8137.4%6.75%
Mortgage Research CenterC 4,79119.0%6.25%
PNC BankD 4,72425.1%7.55%

Frequently asked questions

Indiana: 28 applications in 2025, of which 14 were originated and 1 denied.

3.6% of all applications, or 6.7% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.

The median rate on loans First Alliance Home Mortgage originated in Indiana in 2025 was 6.25%, against a statewide median of 6.75%.

About this data. Figures are First Alliance Home Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology