Fire Police City County Federal Credit Union in Indiana vs the state
13.5%Denial rate-3.06 pts vs state
13.5%Decision denial rate-6.63 pts vs state
86.5%Origination rate+24.24 pts vs state
7.44%Median rate+0.69 pts vs state
1.52Rate spread (pts)+1.16 pts vs state
$86kMedian applicant income
96Loans originated
15Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 36 | 30 | 0.0% | 6.88% | #359 |
| 2024 | 69 | 53 | 8.7% | 7.75% | #300 |
| 2025 | 111 | 96 | 13.5% | 7.44% | #259 |
What Fire Police City County Federal Credit Union lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Fire Police City County Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allen County | 89 | 77 | 12 | 13.5% |
| DeKalb County | 6 | 5 | 1 | 16.7% |
| Wells County | 3 | 3 | 0 | 0.0% |
| LaGrange County | 2 | 2 | 0 | 0.0% |
| Whitley County | 2 | 2 | 0 | 0.0% |
| Noble County | 2 | 2 | 0 | 0.0% |
| Huntington County | 2 | 1 | 1 | 50.0% |
| Adams County | 1 | 1 | 0 | 0.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
| Jasper County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 111 applications in 2025, of which 96 were originated and 15 denied.
13.5% of all applications, or 13.5% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Fire Police City County Federal Credit Union originated in Indiana in 2025 was 7.44%, against a statewide median of 6.75%.
About this data. Figures are Fire Police City County Federal Credit Union's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology