Financial Plus Credit Union in Iowa vs the state
7.8%Denial rate-5.06 pts vs state
8.1%Decision denial rate-7.21 pts vs state
88.1%Origination rate+19.61 pts vs state
5.75%Median rate-0.75 pts vs state
-0.27Rate spread (pts)-0.46 pts vs state
$101kMedian applicant income
192Loans originated
17Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 176 | 155 | 10.2% | 6.25% | #99 |
| 2024 | 236 | 214 | 6.4% | 6.25% | #84 |
| 2025 | 218 | 192 | 7.8% | 5.75% | #93 |
What Financial Plus Credit Union lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Financial Plus Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 154 | 136 | 10 | 6.5% |
| Dallas County | 32 | 25 | 6 | 18.8% |
| Warren County | 18 | 17 | 1 | 5.6% |
| Guthrie County | 2 | 2 | 0 | 0.0% |
| Boone County | 2 | 2 | 0 | 0.0% |
| Appanoose County | 1 | 1 | 0 | 0.0% |
| Black Hawk County | 1 | 1 | 0 | 0.0% |
| Pottawattamie County | 1 | 1 | 0 | 0.0% |
| Greene County | 1 | 1 | 0 | 0.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 218 applications in 2025, of which 192 were originated and 17 denied.
7.8% of all applications, or 8.1% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Financial Plus Credit Union originated in Iowa in 2025 was 5.75%, against a statewide median of 6.50%.
About this data. Figures are Financial Plus Credit Union's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology