Finance of America Reverse in Oklahoma vs the state
17.5%Denial rate-0.46 pts vs state
21.2%Decision denial rate-1.72 pts vs state
63.5%Origination rate+7.39 pts vs state
6.50%Median rate-0.13 pts vs state
—Rate spread (pts)
$31kMedian applicant income
40Loans originated
11Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 90 | 58 | 17.8% | 7.78% | #176 |
| 2024 | 81 | 55 | 9.9% | 7.37% | #194 |
| 2025 | 63 | 40 | 17.5% | 6.50% | #237 |
What Finance of America Reverse lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Finance of America Reverse applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tulsa County | 16 | 7 | 5 | 31.3% |
| Oklahoma County | 10 | 7 | 0 | 0.0% |
| Cleveland County | 5 | 5 | 0 | 0.0% |
| Rogers County | 4 | 3 | 0 | 0.0% |
| Canadian County | 4 | 3 | 1 | 25.0% |
| Wagoner County | 3 | 2 | 0 | 0.0% |
| Craig County | 2 | 2 | 0 | 0.0% |
| Garfield County | 2 | 2 | 0 | 0.0% |
| Comanche County | 2 | 1 | 0 | 0.0% |
| Marshall County | 2 | 2 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 63 applications in 2025, of which 40 were originated and 11 denied.
17.5% of all applications, or 21.2% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Finance of America Reverse originated in Oklahoma in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Finance of America Reverse's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology