Finance of America Reverse in Arizona vs the state
7.5%Denial rate-8.69 pts vs state
8.7%Decision denial rate-11.72 pts vs state
77.6%Origination rate+18.08 pts vs state
6.50%Median rate0.00 pts vs state
—Rate spread (pts)
$32kMedian applicant income
401Loans originated
39Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 467 | 335 | 9.0% | 7.62% | #102 |
| 2024 | 508 | 390 | 5.1% | 7.31% | #103 |
| 2025 | 517 | 401 | 7.5% | 6.50% | #107 |
What Finance of America Reverse lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Finance of America Reverse applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 284 | 217 | 26 | 9.2% |
| Pima County | 62 | 53 | 3 | 4.8% |
| Yavapai County | 54 | 46 | 2 | 3.7% |
| Mohave County | 42 | 27 | 5 | 11.9% |
| Pinal County | 40 | 31 | 1 | 2.5% |
| Navajo County | 8 | 6 | 0 | 0.0% |
| Yuma County | 7 | 7 | 0 | 0.0% |
| Coconino County | 7 | 6 | 0 | 0.0% |
| Gila County | 5 | 4 | 1 | 20.0% |
| Santa Cruz County | 3 | 2 | 1 | 33.3% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 517 applications in 2025, of which 401 were originated and 39 denied.
7.5% of all applications, or 8.7% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Finance of America Reverse originated in Arizona in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Finance of America Reverse's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology