Fifth Third Bank · Maine · 2025

Fifth Third Bank in Maine: approval rate, denial rate and rates (2025)

Fifth Third Bank took 14 mortgage applications in Maine in 2025, ranking #189 of 537 lenders active in the state. It originated 28.6% of them and denied 7.1% (20.0% of the applications it decided), against a statewide denial rate of 16.3%.

14Applicationsin ME
20.0%Decision denial ratestate 20.1%
6.50%Median ratestate 6.88%
$220,000Median loanstate $215,000
$1.4MVolume7 counties

Fifth Third Bank in Maine vs the state

7.1%Denial rate-9.19 pts vs state
20.0%Decision denial rate-0.08 pts vs state
28.6%Origination rate-33.60 pts vs state
6.50%Median rate-0.38 pts vs state
0.25Rate spread (pts)-0.07 pts vs state
$172kMedian applicant income
4Loans originated
1Denied

Trend in Maine

YearApplicationsOriginatedDenial rateMedian rateRank in state
20239222.2%7.88%#207
202413723.1%6.38%#186
20251447.1%6.50%#189

What Fifth Third Bank lends in Maine

By loan purpose

Home purchase 7 50% · 0.0% denied
Cash-out refinance 3 21% · 33.3% denied
Home improvement 1 7% · 0.0% denied
Other / HELOC 3 21% · 0.0% denied

By loan type

Conventional 12 86% · 8.3% denied
VA 2 14% · 0.0% denied

Why it denied Maine applicants

Credit history 1 100%

Where in Maine

Counties with the most Fifth Third Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cumberland County 320 0.0%
York County 311 33.3%
Penobscot County 200 0.0%
Androscoggin County 210 0.0%
Lincoln County 200 0.0%
Knox County 100 0.0%
Kennebec County 100 0.0%

Other large lenders in Maine

LenderGradeApplicationsDenial rateMedian rate
Bangor Savings BankB 4,51817.2%7.25%
United Shore Financial ServicesB 2,6759.1%6.50%
Rocket MortgageC 2,62822.9%6.75%
The Camden National BankA 2,55913.2%6.99%
CMG MortgageA 2,2514.2%6.63%
Guild MortgageA 1,8385.3%6.63%
Kennebec Savings BankB 1,4939.6%7.00%
TD BankD 1,24420.2%7.35%
Mortgage Research CenterC 1,10417.6%6.25%
Evergreen Credit UnionD 97630.6%6.50%

Frequently asked questions

Maine: 14 applications in 2025, of which 4 were originated and 1 denied.

7.1% of all applications, or 20.0% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.

The median rate on loans Fifth Third Bank originated in Maine in 2025 was 6.50%, against a statewide median of 6.88%.

About this data. Figures are Fifth Third Bank's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology