Fifth Third Bank · Kansas · 2025

Fifth Third Bank in Kansas: approval rate, denial rate and rates (2025)

Fifth Third Bank took 16 mortgage applications in Kansas in 2025, ranking #309 of 766 lenders active in the state. It originated 43.8% of them and denied 18.8% (30.0% of the applications it decided), against a statewide denial rate of 15.0%.

16Applicationsin KS
30.0%Decision denial ratestate 18.3%
6.38%Median ratestate 6.63%
$285,000Median loanstate $165,000
$5.9MVolume6 counties

Fifth Third Bank in Kansas vs the state

18.8%Denial rate+3.72 pts vs state
30.0%Decision denial rate+11.72 pts vs state
43.8%Origination rate-20.07 pts vs state
6.38%Median rate-0.25 pts vs state
0.08Rate spread (pts)-0.22 pts vs state
$143kMedian applicant income
7Loans originated
3Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
202318105.6%6.81%#289
20246216.7%6.75%#386
202516718.8%6.38%#309

What Fifth Third Bank lends in Kansas

By loan purpose

Home purchase 9 56% · 11.1% denied
Refinance 1 6% · 0.0% denied
Cash-out refinance 3 19% · 66.7% denied
Home improvement 1 6% · 0.0% denied
Other / HELOC 2 13% · 0.0% denied

By loan type

Conventional 15 94% · 13.3% denied
FHA 1 6% · 100.0% denied

Why it denied Kansas applicants

Collateral 1 33%
Unverifiable information 1 33%
Incomplete application 1 33%

Where in Kansas

Counties with the most Fifth Third Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Johnson County 842 25.0%
Douglas County 310 0.0%
Sedgwick County 201 50.0%
Marshall County 110 0.0%
Reno County 110 0.0%
Shawnee County 100 0.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 16 applications in 2025, of which 7 were originated and 3 denied.

18.8% of all applications, or 30.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans Fifth Third Bank originated in Kansas in 2025 was 6.38%, against a statewide median of 6.63%.

About this data. Figures are Fifth Third Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology