Fifth Third Bank in Iowa vs the state
23.1%Denial rate+10.22 pts vs state
50.0%Decision denial rate+34.69 pts vs state
15.4%Origination rate-53.08 pts vs state
6.94%Median rate+0.44 pts vs state
1.06Rate spread (pts)+0.87 pts vs state
$100kMedian applicant income
2Loans originated
3Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 3 | 0.0% | 6.49% | #353 |
| 2024 | 11 | 8 | 9.1% | 6.99% | #320 |
| 2025 | 13 | 2 | 23.1% | 6.94% | #335 |
What Fifth Third Bank lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Fifth Third Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dallas County | 3 | 0 | 0 | 0.0% |
| Scott County | 2 | 0 | 0 | 0.0% |
| Webster County | 2 | 0 | 1 | 50.0% |
| Johnson County | 1 | 0 | 0 | 0.0% |
| Benton County | 1 | 0 | 1 | 100.0% |
| Polk County | 1 | 0 | 0 | 0.0% |
| Pottawattamie County | 1 | 1 | 0 | 0.0% |
| Decatur County | 1 | 1 | 0 | 0.0% |
| Guthrie County | 1 | 0 | 1 | 100.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 13 applications in 2025, of which 2 were originated and 3 denied.
23.1% of all applications, or 50.0% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Fifth Third Bank originated in Iowa in 2025 was 6.94%, against a statewide median of 6.50%.
About this data. Figures are Fifth Third Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology