Fidelity Bank in Missouri vs the state
11.0%Denial rate-4.11 pts vs state
13.1%Decision denial rate-5.59 pts vs state
72.6%Origination rate+9.94 pts vs state
6.88%Median rate+0.25 pts vs state
0.25Rate spread (pts)-0.10 pts vs state
$158kMedian applicant income
53Loans originated
8Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 88 | 58 | 20.5% | 7.25% | #251 |
| 2024 | 68 | 46 | 13.2% | 7.50% | #288 |
| 2025 | 73 | 53 | 11.0% | 6.88% | #306 |
What Fidelity Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Fidelity Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 30 | 24 | 2 | 6.7% |
| Cass County | 13 | 9 | 0 | 0.0% |
| Clay County | 13 | 10 | 3 | 23.1% |
| Platte County | 5 | 4 | 1 | 20.0% |
| Daviess County | 3 | 1 | 0 | 0.0% |
| Camden County | 2 | 2 | 0 | 0.0% |
| Stone County | 1 | 1 | 0 | 0.0% |
| Johnson County | 1 | 1 | 0 | 0.0% |
| Jefferson County | 1 | 0 | 1 | 100.0% |
| Boone County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 73 applications in 2025, of which 53 were originated and 8 denied.
11.0% of all applications, or 13.1% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Fidelity Bank originated in Missouri in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Fidelity Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology