Fbc Mortgage in Mississippi vs the state
10.6%Denial rate-12.28 pts vs state
12.8%Decision denial rate-15.63 pts vs state
72.3%Origination rate+19.47 pts vs state
4.99%Median rate-1.76 pts vs state
-1.21Rate spread (pts)-1.54 pts vs state
$89kMedian applicant income
34Loans originated
5Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 28 | 22 | 0.0% | 5.75% | #199 |
| 2024 | 70 | 50 | 12.9% | 4.99% | #138 |
| 2025 | 47 | 34 | 10.6% | 4.99% | #175 |
What Fbc Mortgage lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Fbc Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harrison County | 28 | 18 | 5 | 17.9% |
| DeSoto County | 16 | 13 | 0 | 0.0% |
| Jackson County | 1 | 1 | 0 | 0.0% |
| Hancock County | 1 | 1 | 0 | 0.0% |
| Lafayette County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 47 applications in 2025, of which 34 were originated and 5 denied.
10.6% of all applications, or 12.8% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Fbc Mortgage originated in Mississippi in 2025 was 4.99%, against a statewide median of 6.75%.
About this data. Figures are Fbc Mortgage's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology