Fay Servicing in Colorado vs the state
14.3%Denial rate-1.34 pts vs state
33.3%Decision denial rate+13.67 pts vs state
28.6%Origination rate-31.45 pts vs state
6.50%Median rate-0.13 pts vs state
0.02Rate spread (pts)-0.13 pts vs state
$190kMedian applicant income
2Loans originated
1Denied
What Fay Servicing lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Fay Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Boulder County | 2 | 0 | 0 | 0.0% |
| Adams County | 1 | 0 | 0 | 0.0% |
| El Paso County | 1 | 0 | 0 | 0.0% |
| Larimer County | 1 | 1 | 0 | 0.0% |
| Arapahoe County | 1 | 1 | 0 | 0.0% |
| Moffat County | 1 | 0 | 1 | 100.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 7 applications in 2025, of which 2 were originated and 1 denied.
14.3% of all applications, or 33.3% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Fay Servicing originated in Colorado in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Fay Servicing's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology