Farmers State Bank in Missouri vs the state
13.7%Denial rate-1.39 pts vs state
16.8%Decision denial rate-1.94 pts vs state
65.6%Origination rate+2.91 pts vs state
—Median rate
—Rate spread (pts)
$112kMedian applicant income
139Loans originated
29Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 189 | 139 | 13.2% | — | #162 |
| 2024 | 176 | 111 | 18.8% | — | #185 |
| 2025 | 212 | 139 | 13.7% | — | #176 |
What Farmers State Bank lends in Missouri
By loan purpose
By loan type
Where in Missouri
Counties with the most Farmers State Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clinton County | 59 | 37 | 7 | 11.9% |
| Caldwell County | 25 | 18 | 3 | 12.0% |
| Buchanan County | 25 | 18 | 3 | 12.0% |
| DeKalb County | 21 | 15 | 3 | 14.3% |
| Ray County | 20 | 11 | 3 | 15.0% |
| Daviess County | 16 | 12 | 2 | 12.5% |
| Clay County | 10 | 9 | 1 | 10.0% |
| Platte County | 10 | 4 | 3 | 30.0% |
| Andrew County | 5 | 2 | 1 | 20.0% |
| Nodaway County | 3 | 3 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 212 applications in 2025, of which 139 were originated and 29 denied.
13.7% of all applications, or 16.8% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Farmers State Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology