Farmers Insurance Group Federal Credit Union in Georgia vs the state
61.1%Denial rate+41.89 pts vs state
64.7%Decision denial rate+39.64 pts vs state
27.8%Origination rate-26.31 pts vs state
11.25%Median rate+4.63 pts vs state
5.60Rate spread (pts)+5.33 pts vs state
$114kMedian applicant income
5Loans originated
11Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 16 | 11 | 31.3% | 10.25% | #580 |
| 2024 | 14 | 8 | 42.9% | 8.49% | #606 |
| 2025 | 18 | 5 | 61.1% | 11.25% | #587 |
What Farmers Insurance Group Federal Credit Union lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Farmers Insurance Group Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 3 | 1 | 2 | 66.7% |
| Cobb County | 2 | 1 | 1 | 50.0% |
| Troup County | 2 | 0 | 2 | 100.0% |
| DeKalb County | 2 | 0 | 1 | 50.0% |
| Cherokee County | 2 | 0 | 2 | 100.0% |
| Dougherty County | 1 | 0 | 1 | 100.0% |
| Fulton County | 1 | 0 | 1 | 100.0% |
| Bibb County | 1 | 1 | 0 | 0.0% |
| Ware County | 1 | 0 | 1 | 100.0% |
| Forsyth County | 1 | 0 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 18 applications in 2025, of which 5 were originated and 11 denied.
61.1% of all applications, or 64.7% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Farmers Insurance Group Federal Credit Union originated in Georgia in 2025 was 11.25%, against a statewide median of 6.63%.
About this data. Figures are Farmers Insurance Group Federal Credit Union's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology