Farmers Insurance Group Federal Credit Union in California vs the state
40.9%Denial rate+23.49 pts vs state
41.9%Decision denial rate+19.46 pts vs state
56.1%Origination rate-0.14 pts vs state
8.25%Median rate+1.63 pts vs state
2.08Rate spread (pts)+1.81 pts vs state
$178kMedian applicant income
148Loans originated
108Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 122 | 101 | 17.2% | 8.49% | #403 |
| 2024 | 160 | 102 | 36.3% | 8.50% | #371 |
| 2025 | 264 | 148 | 40.9% | 8.25% | #330 |
What Farmers Insurance Group Federal Credit Union lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Farmers Insurance Group Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 53 | 26 | 27 | 50.9% |
| Orange County | 28 | 22 | 6 | 21.4% |
| Riverside County | 25 | 12 | 12 | 48.0% |
| San Diego County | 17 | 9 | 8 | 47.1% |
| San Bernardino County | 16 | 9 | 6 | 37.5% |
| Ventura County | 14 | 8 | 5 | 35.7% |
| Merced County | 14 | 7 | 6 | 42.9% |
| Alameda County | 9 | 7 | 1 | 11.1% |
| Fresno County | 9 | 2 | 7 | 77.8% |
| San Joaquin County | 9 | 6 | 3 | 33.3% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 264 applications in 2025, of which 148 were originated and 108 denied.
40.9% of all applications, or 41.9% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Farmers Insurance Group Federal Credit Union originated in California in 2025 was 8.25%, against a statewide median of 6.63%.
About this data. Figures are Farmers Insurance Group Federal Credit Union's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology