Farmers Bank in Arkansas vs the state
16.8%Denial rate-1.39 pts vs state
17.8%Decision denial rate-5.33 pts vs state
77.6%Origination rate+20.77 pts vs state
—Median rate
—Rate spread (pts)
$79kMedian applicant income
97Loans originated
21Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 107 | 73 | 25.2% | — | #133 |
| 2024 | 94 | 63 | 26.6% | — | #152 |
| 2025 | 125 | 97 | 16.8% | — | #137 |
What Farmers Bank lends in Arkansas
By loan purpose
By loan type
Where in Arkansas
Counties with the most Farmers Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sebastian County | 98 | 76 | 16 | 16.3% |
| Scott County | 6 | 5 | 1 | 16.7% |
| Franklin County | 5 | 4 | 1 | 20.0% |
| Crawford County | 5 | 4 | 1 | 20.0% |
| Logan County | 4 | 3 | 1 | 25.0% |
| Polk County | 2 | 2 | 0 | 0.0% |
| Pulaski County | 2 | 2 | 0 | 0.0% |
| Benton County | 1 | 0 | 1 | 100.0% |
| Montgomery County | 1 | 0 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 125 applications in 2025, of which 97 were originated and 21 denied.
16.8% of all applications, or 17.8% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Farmers Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology