Farm Credit Mid-America in Illinois vs the state
4.9%Denial rate-12.24 pts vs state
6.1%Decision denial rate-15.62 pts vs state
72.0%Origination rate+13.21 pts vs state
7.00%Median rate+0.25 pts vs state
0.63Rate spread (pts)+0.25 pts vs state
$165kMedian applicant income
59Loans originated
4Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 62 | 51 | 9.7% | 7.00% | #414 |
| 2024 | 73 | 60 | 4.1% | 7.00% | #390 |
| 2025 | 82 | 59 | 4.9% | 7.00% | #379 |
What Farm Credit Mid-America lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Farm Credit Mid-America applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Madison County | 6 | 4 | 1 | 16.7% |
| Effingham County | 6 | 5 | 0 | 0.0% |
| Iroquois County | 6 | 4 | 0 | 0.0% |
| Champaign County | 4 | 3 | 0 | 0.0% |
| Coles County | 4 | 2 | 0 | 0.0% |
| Crawford County | 4 | 4 | 0 | 0.0% |
| Sangamon County | 4 | 4 | 0 | 0.0% |
| Jasper County | 3 | 3 | 0 | 0.0% |
| Jersey County | 3 | 2 | 0 | 0.0% |
| Shelby County | 3 | 2 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 82 applications in 2025, of which 59 were originated and 4 denied.
4.9% of all applications, or 6.1% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Farm Credit Mid-America originated in Illinois in 2025 was 7.00%, against a statewide median of 6.75%.
About this data. Figures are Farm Credit Mid-America's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology