Fairway Independent Mortgage in Oklahoma vs the state
2.6%Denial rate-15.28 pts vs state
3.5%Decision denial rate-19.37 pts vs state
71.9%Origination rate+15.84 pts vs state
6.75%Median rate+0.13 pts vs state
0.46Rate spread (pts)+0.12 pts vs state
$89kMedian applicant income
300Loans originated
11Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 366 | 247 | 7.7% | 6.75% | #72 |
| 2024 | 331 | 251 | 3.3% | 6.88% | #78 |
| 2025 | 417 | 300 | 2.6% | 6.75% | #70 |
What Fairway Independent Mortgage lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Fairway Independent Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 116 | 86 | 2 | 1.7% |
| Tulsa County | 104 | 68 | 3 | 2.9% |
| Cleveland County | 28 | 23 | 1 | 3.6% |
| Wagoner County | 19 | 12 | 0 | 0.0% |
| Canadian County | 14 | 13 | 0 | 0.0% |
| Creek County | 11 | 8 | 2 | 18.2% |
| Payne County | 10 | 4 | 0 | 0.0% |
| Logan County | 9 | 8 | 0 | 0.0% |
| Sequoyah County | 7 | 5 | 0 | 0.0% |
| Le Flore County | 7 | 4 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 417 applications in 2025, of which 300 were originated and 11 denied.
2.6% of all applications, or 3.5% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Fairway Independent Mortgage originated in Oklahoma in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Fairway Independent Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology