Evolve Bank & Trust in Mississippi vs the state
6.1%Denial rate-16.86 pts vs state
6.7%Decision denial rate-21.78 pts vs state
81.8%Origination rate+28.95 pts vs state
6.25%Median rate-0.50 pts vs state
0.02Rate spread (pts)-0.31 pts vs state
$111kMedian applicant income
27Loans originated
2Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 84 | 64 | 6.0% | 6.63% | #120 |
| 2024 | 91 | 50 | 5.5% | 6.50% | #121 |
| 2025 | 33 | 27 | 6.1% | 6.25% | #198 |
What Evolve Bank & Trust lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Evolve Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 22 | 18 | 1 | 4.5% |
| Madison County | 3 | 3 | 0 | 0.0% |
| Panola County | 2 | 1 | 1 | 50.0% |
| Forrest County | 1 | 0 | 0 | 0.0% |
| Lowndes County | 1 | 1 | 0 | 0.0% |
| Lafayette County | 1 | 1 | 0 | 0.0% |
| Marshall County | 1 | 1 | 0 | 0.0% |
| Tishomingo County | 1 | 1 | 0 | 0.0% |
| Oktibbeha County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 33 applications in 2025, of which 27 were originated and 2 denied.
6.1% of all applications, or 6.7% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Evolve Bank & Trust originated in Mississippi in 2025 was 6.25%, against a statewide median of 6.75%.
About this data. Figures are Evolve Bank & Trust's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology