Evergreen Bank Group · Illinois · 2025

Evergreen Bank Group in Illinois: approval rate, denial rate and rates (2025)

Evergreen Bank Group took 180 mortgage applications in Illinois in 2025, ranking #262 of 1,150 lenders active in the state. It originated 69.4% of them and denied 22.2% (23.3% of the applications it decided), against a statewide denial rate of 17.1%.

180Applicationsin IL
23.3%Decision denial ratestate 21.7%
Median ratestate 6.75%
$105,000Median loanstate $185,000
$19MVolume9 counties

Evergreen Bank Group in Illinois vs the state

22.2%Denial rate+5.10 pts vs state
23.3%Decision denial rate+1.58 pts vs state
69.4%Origination rate+10.70 pts vs state
Median rate
Rate spread (pts)
$180kMedian applicant income
125Loans originated
40Denied

Trend in Illinois

YearApplicationsOriginatedDenial rateMedian rateRank in state
202335925321.7%#144
202434523027.3%#159
202518012522.2%#262

What Evergreen Bank Group lends in Illinois

By loan purpose

Refinance 30 17% · 3.3% denied
Home improvement 71 39% · 25.4% denied
Other / HELOC 79 44% · 26.6% denied

By loan type

Conventional 180 100% · 22.2% denied

Where in Illinois

Counties with the most Evergreen Bank Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cook County 1238624 19.5%
Lake County 20145 25.0%
DuPage County 20136 30.0%
Kane County 752 28.6%
Will County 431 25.0%
McHenry County 321 33.3%
Kankakee County 110 0.0%
Kendall County 101 100.0%
Winnebago County 110 0.0%

Other large lenders in Illinois

LenderGradeApplicationsDenial rateMedian rate
Guaranteed RateB 17,4794.9%6.63%
Rocket MortgageC 16,97119.7%6.75%
United Shore Financial ServicesB 15,64413.0%6.50%
JPMorgan Chase BankB 13,5749.7%6.49%
U.S. BankD 10,07638.3%7.00%
Crosscountry MortgageB 8,7794.5%6.75%
Fifth Third BankD 8,62832.1%7.50%
The Huntington National BankD 8,22631.9%6.99%
BMO BankF 8,00732.7%8.33%
Loandepot.ComD 7,01917.7%6.88%

Frequently asked questions

Illinois: 180 applications in 2025, of which 125 were originated and 40 denied.

22.2% of all applications, or 23.3% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Evergreen Bank Group's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology