Everett Financial in Wyoming vs the state
16.7%Denial rate+1.11 pts vs state
20.0%Decision denial rate+0.41 pts vs state
66.7%Origination rate+5.66 pts vs state
6.75%Median rate+0.25 pts vs state
0.51Rate spread (pts)+0.28 pts vs state
$129kMedian applicant income
4Loans originated
1Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 20 | 4 | 5.0% | 7.31% | #97 |
| 2025 | 6 | 4 | 16.7% | 6.75% | #179 |
What Everett Financial lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Everett Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lincoln County | 2 | 0 | 1 | 50.0% |
| Carbon County | 1 | 1 | 0 | 0.0% |
| Hot Springs County | 1 | 1 | 0 | 0.0% |
| Park County | 1 | 1 | 0 | 0.0% |
| Laramie County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 6 applications in 2025, of which 4 were originated and 1 denied.
16.7% of all applications, or 20.0% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Everett Financial originated in Wyoming in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are Everett Financial's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology