Everett Financial in New Jersey vs the state
7.5%Denial rate-10.21 pts vs state
11.2%Decision denial rate-11.83 pts vs state
59.2%Origination rate+3.50 pts vs state
6.75%Median rate0.00 pts vs state
0.40Rate spread (pts)+0.12 pts vs state
$137kMedian applicant income
87Loans originated
11Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 291 | 93 | 18.2% | 7.00% | #142 |
| 2024 | 119 | 65 | 10.9% | 6.99% | #238 |
| 2025 | 147 | 87 | 7.5% | 6.75% | #224 |
What Everett Financial lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Everett Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gloucester County | 29 | 21 | 2 | 6.9% |
| Bergen County | 18 | 10 | 1 | 5.6% |
| Passaic County | 15 | 6 | 1 | 6.7% |
| Camden County | 15 | 13 | 0 | 0.0% |
| Union County | 12 | 3 | 3 | 25.0% |
| Morris County | 9 | 7 | 0 | 0.0% |
| Essex County | 9 | 1 | 0 | 0.0% |
| Burlington County | 7 | 6 | 1 | 14.3% |
| Ocean County | 6 | 4 | 0 | 0.0% |
| Middlesex County | 5 | 4 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 147 applications in 2025, of which 87 were originated and 11 denied.
7.5% of all applications, or 11.2% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Everett Financial originated in New Jersey in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Everett Financial's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology