Everett Financial in Arkansas vs the state
1.5%Denial rate-16.69 pts vs state
2.8%Decision denial rate-20.35 pts vs state
50.4%Origination rate-6.45 pts vs state
6.63%Median rate0.00 pts vs state
0.69Rate spread (pts)+0.35 pts vs state
$74kMedian applicant income
67Loans originated
2Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,567 | 917 | 6.3% | 6.88% | #14 |
| 2024 | 202 | 94 | 13.4% | 6.63% | #101 |
| 2025 | 133 | 67 | 1.5% | 6.63% | #135 |
What Everett Financial lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Everett Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Craighead County | 20 | 7 | 2 | 10.0% |
| Benton County | 13 | 7 | 0 | 0.0% |
| Garland County | 12 | 9 | 0 | 0.0% |
| St. Francis County | 10 | 9 | 0 | 0.0% |
| Cross County | 9 | 8 | 0 | 0.0% |
| Saline County | 7 | 5 | 0 | 0.0% |
| Mississippi County | 6 | 2 | 0 | 0.0% |
| Pulaski County | 6 | 1 | 0 | 0.0% |
| Crawford County | 5 | 1 | 0 | 0.0% |
| Hot Spring County | 4 | 0 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 133 applications in 2025, of which 67 were originated and 2 denied.
1.5% of all applications, or 2.8% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Everett Financial originated in Arkansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Everett Financial's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology