Enterprise Bank & Trust · Kansas · 2025

Enterprise Bank & Trust in Kansas: approval rate, denial rate and rates (2025)

Enterprise Bank & Trust took 41 mortgage applications in Kansas in 2025, ranking #243 of 766 lenders active in the state. It originated 41.5% of them and denied 34.2% (43.8% of the applications it decided), against a statewide denial rate of 15.0%.

41Applicationsin KS
43.8%Decision denial ratestate 18.3%
Median ratestate 6.63%
$165,000Median loanstate $165,000
$4.9MVolume4 counties

Enterprise Bank & Trust in Kansas vs the state

34.2%Denial rate+19.12 pts vs state
43.8%Decision denial rate+25.47 pts vs state
41.5%Origination rate-22.36 pts vs state
Median rate
Rate spread (pts)
$72kMedian applicant income
17Loans originated
14Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023571938.6%6.63%#195
2024462030.4%#211
2025411734.2%#243

What Enterprise Bank & Trust lends in Kansas

By loan purpose

Home purchase 18 44% · 27.8% denied
Refinance 8 20% · 37.5% denied
Cash-out refinance 6 15% · 50.0% denied
Home improvement 5 12% · 40.0% denied
Other / HELOC 4 10% · 25.0% denied

By loan type

Conventional 35 85% · 37.1% denied
FHA 5 12% · 0.0% denied
VA 1 2% · 100.0% denied

Where in Kansas

Counties with the most Enterprise Bank & Trust applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Johnson County 23126 26.1%
Wyandotte County 1647 43.8%
Douglas County 101 100.0%
Riley County 110 0.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 41 applications in 2025, of which 17 were originated and 14 denied.

34.2% of all applications, or 43.8% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Enterprise Bank & Trust's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology