Enrichment in Tennessee vs the state
3.9%Denial rate-13.26 pts vs state
3.9%Decision denial rate-17.76 pts vs state
80.6%Origination rate+22.50 pts vs state
6.38%Median rate-0.25 pts vs state
0.43Rate spread (pts)+0.20 pts vs state
$89kMedian applicant income
166Loans originated
8Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 261 | 226 | 2.7% | 5.50% | #152 |
| 2024 | 191 | 152 | 5.8% | 6.38% | #209 |
| 2025 | 206 | 166 | 3.9% | 6.38% | #208 |
What Enrichment lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Enrichment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Knox County | 55 | 47 | 1 | 1.8% |
| Anderson County | 43 | 31 | 0 | 0.0% |
| Roane County | 38 | 35 | 2 | 5.3% |
| Claiborne County | 19 | 17 | 1 | 5.3% |
| Morgan County | 12 | 8 | 1 | 8.3% |
| Union County | 6 | 5 | 1 | 16.7% |
| Loudon County | 5 | 5 | 0 | 0.0% |
| Scott County | 4 | 3 | 0 | 0.0% |
| Campbell County | 4 | 1 | 0 | 0.0% |
| Cumberland County | 3 | 2 | 1 | 33.3% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 206 applications in 2025, of which 166 were originated and 8 denied.
3.9% of all applications, or 3.9% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Enrichment originated in Tennessee in 2025 was 6.38%, against a statewide median of 6.62%.
About this data. Figures are Enrichment's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology