El Dorado Savings Bank in Nevada vs the state
10.7%Denial rate-6.74 pts vs state
12.0%Decision denial rate-10.22 pts vs state
75.0%Origination rate+17.29 pts vs state
—Median rate
—Rate spread (pts)
$152kMedian applicant income
21Loans originated
3Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 4 | 25.0% | 5.75% | #342 |
| 2024 | 6 | 4 | 16.7% | — | #370 |
| 2025 | 28 | 21 | 10.7% | — | #250 |
What El Dorado Savings Bank lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most El Dorado Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 18 | 13 | 2 | 11.1% |
| Washoe County | 9 | 7 | 1 | 11.1% |
| Carson City | 1 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 28 applications in 2025, of which 21 were originated and 3 denied.
10.7% of all applications, or 12.0% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are El Dorado Savings Bank's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology