East West Bank · Washington · 2025

East West Bank in Washington: approval rate, denial rate and rates (2025)

East West Bank took 326 mortgage applications in Washington in 2025, ranking #138 of 822 lenders active in the state. It originated 73.3% of them and denied 9.5% (11.2% of the applications it decided), against a statewide denial rate of 15.7%.

326Applicationsin WA
11.2%Decision denial ratestate 19.5%
6.50%Median ratestate 6.63%
$510,000Median loanstate $335,000
$163MVolume4 counties

East West Bank in Washington vs the state

9.5%Denial rate-6.14 pts vs state
11.2%Decision denial rate-8.35 pts vs state
73.3%Origination rate+12.25 pts vs state
6.50%Median rate-0.13 pts vs state
-0.04Rate spread (pts)-0.23 pts vs state
$107kMedian applicant income
239Loans originated
31Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
20233032466.9%6.75%#124
20242641907.6%7.13%#142
20253262399.5%6.50%#138

What East West Bank lends in Washington

By loan purpose

Home purchase 254 78% · 10.2% denied
Refinance 32 10% · 12.5% denied
Cash-out refinance 23 7% · 0.0% denied
Home improvement 11 3% · 9.1% denied
Other / HELOC 6 2% · 0.0% denied

By loan type

Conventional 326 100% · 9.5% denied

Why it denied Washington applicants

Unverifiable information 10 32%
Other 8 26%
Credit history 6 19%
Collateral 4 13%
Debt-to-income ratio 3 10%

Where in Washington

Counties with the most East West Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
King County 23717821 8.9%
Snohomish County 45334 8.9%
Pierce County 43286 14.0%
Clark County 100 0.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 326 applications in 2025, of which 239 were originated and 31 denied.

9.5% of all applications, or 11.2% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans East West Bank originated in Washington in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are East West Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology