East Coast Capital in Oregon vs the state
0.0%Denial rate-15.31 pts vs state
0.0%Decision denial rate-19.16 pts vs state
50.0%Origination rate-10.62 pts vs state
7.94%Median rate+1.19 pts vs state
0.97Rate spread (pts)+0.69 pts vs state
$133kMedian applicant income
6Loans originated
0Denied
What East Coast Capital lends in Oregon
By loan purpose
By loan type
Where in Oregon
Counties with the most East Coast Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 2 | 1 | 0 | 0.0% |
| Clackamas County | 2 | 2 | 0 | 0.0% |
| Multnomah County | 2 | 1 | 0 | 0.0% |
| Marion County | 1 | 0 | 0 | 0.0% |
| Curry County | 1 | 0 | 0 | 0.0% |
| Clatsop County | 1 | 1 | 0 | 0.0% |
| Linn County | 1 | 0 | 0 | 0.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
| Crook County | 1 | 0 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 12 applications in 2025, of which 6 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans East Coast Capital originated in Oregon in 2025 was 7.94%, against a statewide median of 6.75%.
About this data. Figures are East Coast Capital's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology