Dupaco Community in Illinois vs the state
12.9%Denial rate-4.26 pts vs state
14.2%Decision denial rate-7.46 pts vs state
75.9%Origination rate+17.19 pts vs state
7.00%Median rate+0.25 pts vs state
-0.18Rate spread (pts)-0.56 pts vs state
$91kMedian applicant income
183Loans originated
31Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 210 | 162 | 16.7% | 7.50% | #211 |
| 2024 | 231 | 158 | 19.9% | 7.75% | #208 |
| 2025 | 241 | 183 | 12.9% | 7.00% | #223 |
What Dupaco Community lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Dupaco Community applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jo Daviess County | 185 | 145 | 21 | 11.4% |
| Whiteside County | 8 | 7 | 0 | 0.0% |
| Stephenson County | 8 | 6 | 1 | 12.5% |
| Cook County | 7 | 3 | 2 | 28.6% |
| Carroll County | 6 | 5 | 0 | 0.0% |
| Winnebago County | 5 | 3 | 1 | 20.0% |
| Ogle County | 5 | 3 | 0 | 0.0% |
| Fulton County | 3 | 0 | 3 | 100.0% |
| Kane County | 3 | 3 | 0 | 0.0% |
| LaSalle County | 2 | 2 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 241 applications in 2025, of which 183 were originated and 31 denied.
12.9% of all applications, or 14.2% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Dupaco Community originated in Illinois in 2025 was 7.00%, against a statewide median of 6.75%.
About this data. Figures are Dupaco Community's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology