Directions Equity in Mississippi vs the state
4.8%Denial rate-18.16 pts vs state
5.0%Decision denial rate-23.45 pts vs state
85.7%Origination rate+32.84 pts vs state
5.88%Median rate-0.88 pts vs state
-0.22Rate spread (pts)-0.55 pts vs state
—Median applicant income
18Loans originated
1Denied
What Directions Equity lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Directions Equity applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 13 | 12 | 1 | 7.7% |
| Coahoma County | 3 | 2 | 0 | 0.0% |
| Marshall County | 3 | 3 | 0 | 0.0% |
| Union County | 1 | 1 | 0 | 0.0% |
| Bolivar County | 1 | 0 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 21 applications in 2025, of which 18 were originated and 1 denied.
4.8% of all applications, or 5.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Directions Equity originated in Mississippi in 2025 was 5.88%, against a statewide median of 6.75%.
About this data. Figures are Directions Equity's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology